Build Real Residual Income with an ISO Agent
Program that
Actually Supports You
- True lifetime residuals
- Custom Schedule A compensation
- No exclusivity. No quotas.
- Digital merchant onboarding
- Free Terminal Placement program
- Marketing Support
A Partner You can trust
Since 1990, National Payment Processing has helped merchants cut fees, protect margins, and grow.
Built for
Independent agents
ISOs
Sales pros
Entrepreneurs building recurring income
Most agent programs promise freedom. Then bury you in paperwork, weak support, and shrinking payouts.
- Confusing comp plans
- Weak support
- Limited solutions
- Pricing you can’t win with
- Paperwork that is overwhelming
- Slow underwriting
- and residuals that somehow never look the way you expected
Traditional Processors:
- Confusing comp plans
- Weak support
- Limited solutions
- Pricing you can’t win with, no free equipment
- Paperwork that is overwhelming
- Slow underwriting
- And residuals that somehow never look the way you expected
NPP:
- Transparent comp plans
- Better sales & marketing support
- Massive range of solutions
- Pricing & equipment that wins you more
- Digital merchant onboarding
- Fast approvals process
- Upfront bonuses + higher lifetime residuals
This isn’t just a merchant services program.
It’s a real growth platform for agents.
You’re joining to build an empire… Your Payment Empire.
With NPP Agents, you get access to the products, solutions, tools pricing flexibility, and support structure you need to compete in
the real world — whether you’re closing your first merchant or building a full sub-agent organization.
True Lifetime Residuals
Build recurring monthly income that grows as your portfolio grows.
Custom Schedule A Compensation
Flexible comp plans built to help you compete and earn more.
No Exclusivity
You’re not boxed in. Build your empire with freedom.
No App Quotas
No arbitrary hoops. No forced production pressure.
Digital Merchant Onboarding Platform
Help merchants apply and get started faster with a cleaner digital process and no paperwork
Agent-First Support
In-house support, onboarding help, and real people who know what they’re doing.
Here’s how the income works
You help a business get set up with the right payment solution and get an upfront bonus.
That merchant processes every month.
You earn recurring residual income as the portfolio grows.
And because NPP gives you more than just basic processing, you’re not
stuck selling a commodity.
You can win big deals with:
Zero fee programs
POS systems
Self-ordering kiosks
Customer financing
Merchant financing
Loyalty and gift cards
High-risk approvals
Online and in-person payment solutions
That means:
more ways to close, more ways to differentiate, and more ways to build long-term value.
You need more than a rate sheet to win in today’s market
- Better margins
- Better tech
- Faster onboarding
- Financing options
- Loyalty tools
- Systems that actually help them grow
- and residuals that somehow never look the way you expected
Product categories
Payment Processing
In-person, online, ACH, high-risk, low-risk
Zero Fee Solutions
Cash discount and dual pricing programs that help merchants eliminate processing costs
POS Hardware & Software
Clover, SumUp, Valor, Dejavoo, self-ordering kiosks, and more.
Financing Solutions
Customer financing, business financing, merchant cash advance
Loyalty & Gift Cards
Retention tools that help merchants increase repeat business
Approval Flexibility
Low-risk and high-risk approvals, plus AMEX OptBlue support
You’re not just getting a program. You’re getting sales & marketing support that actually helps you grow.
A lot of agent programs expect you to figure out the marketing side on your own. That’s a mistake. NPP gives you access to marketing support that helps you look more professional, explain the offer clearly, and move deals forward faster.
That includes:
- Flyers
- Landing pages
- Sales materials
- Branded marketing support
- Branded digital onboarding
- Resources that help you communicate value more clearly
Built for agents who want more control, not more nonsense.
- An independent sales agent who wants better residuals and real support
- A former merchant services rep rebuilding under your own brand
- A B2B sales pro looking to build recurring income
- An ISO ready to scale with sub-agents and overrides
- An entrepreneur who wants long-term income instead of one-time commissions
Why agents stay with NPP
Agents stay where they can actually build.
- Competitive monthly promo bonuses + residuals
- True support when deals get messy
- Digital onboarding that helps merchants move faster
- Marketing materials that make selling easier
- Products that help close real merchants
- Flexibility to structure deals in the field
- A path to build something bigger than solo production
Speed matters. Support matters more.
- Digital merchant onboarding
- Online applications
- DocuSign workflows
- Agent onboarding and training
- Sub-agent onboarding support and training
- In-house agent support
- Sales channel support
- 24/7/365 technical support for merchants
- Online agent portal access
Because the easier it is to get merchants live, the easier it is to grow your portfolio.
You can chase flashy bonuses. Or you can build something that lasts.
That works… until you realize that you’ll always need to keep grinding for that paycheck. The real money in this business is in the residual portfolio.
- Long-term residual income
- Flexibility
- Portfolio value
- Product depth
- Support that helps you stay in the game
- Onboarding speed
- Marketing support that helps you sell
Questions serious agents usually ask
We work with independent agents, experienced reps, ISOs, and sales professionals who want to build recurring income through merchant services.
No. Our program does not require exclusivity.
No. There are no app quotas.
Residuals are recurring monthly earnings tied to your merchant portfolio. As your merchants continue processing, your income continues growing, month after month for the lifetime of the account.
Yes. We offer sub-agent overrides, training, and support for agents who want to scale.
A lot more than just processing — business capital, merchant cash advances, customer financing, digital gift cards and loyalty rewards, and more.
We support major equipment options including Clover, SumUp, Valor, Dejavoo, and self-ordering kiosks. We also integrate with 100s of other POS systems and software which may allow us to integrate to an already merchant owned POS system.
Yes. We offer digital merchant onboarding to help streamline the application and approval process.
Yes. Agents have access to marketing support such as flyers, landing pages, sales materials, videos as well as custom white-labeled material.
Yes. Agents and sub-agents have access to onboarding, training, and internal support resources.
If you’re going to build a residual empire, build it on a solid foundation.
- Real residual income
- Real support
- Real flexibility
- Digital onboarding that helps deals move faster
- Marketing support that makes selling easier
- And a product stack that helps you close deals in the real world