NPP Agents

Build Real Residual Income with an Agent Program that
Actually Supports You

Join an agent-first merchant services program with true lifetime residuals, flexible comp, no exclusivity, digital merchant onboarding, and the tools to compete and win deals in the real world.

A Partner You can trust

Since 1990, National Payment Processing has helped merchants cut fees, protect margins, and grow.

Types of POS systems
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Payments processed
$ 0 B+
Registered agents across the U.S.
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Merchants served nationwide
0 k+

Hardware You Can Trust

Built for

Independent-agent

Independent agents

ISO

ISOs

Sales pros

Sales pros

Entrepreneurs building recurring income

Most agent programs promise freedom. Then bury you in restrictions, weak support, and shrinking payouts.

Let’s just say the quiet part out loud. A lot of agent programs look great on paper. Until you’re in the field.
Then it’s:
That’s not how we built this.
At NPP, the goal is simple:
Help you close more deals, onboard merchants faster, keep more accounts, and build long-term recurring income you actually control.
Most agent programs promise freedom. Then bury you in restrictions, weak support, and shrinking payouts.
NPP Partner Program is a huge upgrade you’ll enjoy:

Traditional Processors:

NPP:

This isn’t just a merchant services program.
It’s a real growth platform for agents.

You’re not joining to sell one product.

You’re joining to build an empire… Your Payment Empire.

With NPP Agents, you get access to the products, solutions, tools pricing flexibility, and support structure you need to compete in
the real world — whether you’re closing your first merchant or building a full sub-agent organization.

True Lifetime Residuals

Build recurring monthly income that grows as your portfolio grows.

Custom Schedule A Compensation

Flexible comp plans built to help you compete and earn more.

No Exclusivity

You’re not boxed in. Build your empire with freedom.

No App Quotas

No arbitrary hoops. No forced production pressure.

Digital Merchant Onboarding Platform

Help merchants apply and get started faster with a cleaner digital process and no paperwork

Agent-First Support

In-house support, onboarding help, and real people who know what they’re doing.

Here’s how the income works

This is one of the few industries where a single merchant account can keep paying you month after month.

You help a business get set up with the right payment solution and get an upfront bonus.
That merchant processes every month.
You earn recurring residual income as the portfolio grows.

How Agent Make Money Scaled

And because NPP gives you more than just basic processing, you’re not
stuck selling a commodity. You can win big deals with:

Zero fee programs

POS SYSTEMS

POS systems

Ticket

Self-ordering kiosks

Customer-finance

Customer financing

Murchant

Merchant financing

Loyalty and gift cards

High-risk approvals

Online and in-person payment solutions

That means:
more ways to close, more ways to differentiate, and more ways to build long-term value.

You need more than a rate sheet to win in today’s market

Merchants don’t just want processing anymore.
They want:
That’s why NPP Agents gives you access to a broad solution set that helps you win with merchants across industries.
You need more than a rate sheet to win in today’s market

Product categories

Payment Processing

In-person, online, ACH, high-risk, low-risk

Zero Fee Solutions

Cash discount and dual pricing programs that help merchants eliminate processing costs

POS Hardware & Software

Clover, SumUp, Valor, Dejavoo, self-ordering kiosks, and more.

Financing Solutions

Customer financing, business financing, merchant cash advance

Loyalty & Gift Cards

Retention tools that help merchants increase repeat business

Approval Flexibility

Low-risk and high-risk approvals, plus AMEX OptBlue support

You’re not just getting a program. You’re getting sales & marketing support that actually helps you grow.

A lot of agent programs expect you to figure out the marketing side on your own. That’s a mistake. NPP gives you access to marketing support that helps you look more professional, explain the offer clearly, and move deals forward faster.

That includes:

Because when your materials look sharper, your pitch feels stronger.

Built for agents who want more control, not more nonsense.

This program is a strong fit if you’re:
You do not need to be a giant organization to win here.
You do need to be serious about building something real.
Built for agents who want more control, not more nonsense.

Why agents stay with NPP

Agents stay where they can actually build.

This is not about hype.
It’s about long-term economics.
The kind that keep paying long after the initial sale is done.

Speed matters. Support matters more.

Deals die when onboarding is slow, paperwork is clunky, and nobody answers the phone. We’ve built this program to help you move faster.
You get access to:

Because the easier it is to get merchants live, the easier it is to grow your portfolio.

You can chase flashy bonuses. Or you can build something that lasts.

Some programs lead with big upfront hype.
That works… until you realize that you’ll always need to keep grinding for that paycheck. The real money in this business is in the portfolio.
NPP’s merchant services partner program is built for people who care about:
If you’re serious about building recurring income — not just chasing the next quick hit — you’ll understand the difference immediately.
You can chase flasty bonues or you can..

Questions serious agents usually ask

What kind of agents do you work with?
We work with independent agents, experienced reps, ISOs, and sales professionals who want to build recurring income through merchant services.
No. Our program does not require exclusivity.
No. There are no app quotas.
Residuals are recurring monthly earnings tied to your merchant portfolio. As your merchants continue processing, your income continues growing, month after month for the lifetime of the account.
Yes. We offer sub-agent overrides, training, and support for agents who want to scale.
A lot more than just processing — business capital, merchant cash advances, customer financing, digital gift cards and loyalty rewards, and more.
We support major equipment options including Clover, SumUp, Valor, Dejavoo, and self-ordering kiosks. We also integrate with 100s of other POS systems and software which may allow us to integrate to an already merchant owned POS system.
Yes. We offer digital merchant onboarding to help streamline the application and approval process.
Yes. Agents have access to marketing support such as flyers, landing pages, sales materials, videos as well as custom white-labeled material.
Yes. Agents and sub-agents have access to onboarding, training, and internal support resources.

If you’re going to build a residual empire, build it on a solid foundation.

You need more than a contract and a login.
That’s what this program is built for.

Tell us a little about yourself and we’ll show you whether becoming an NPP Agent is the right fit.

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